Personal Savings Accounts
Platinum Money Market
- Opening Deposit $25,000
- Interest bearing with premium tiered rates to reward higher balances
- ATM Card Available
- Unlimited use of Hampton Roads Bankshares' ATMs
- Free online banking
- Imaged statements
- Maintain a minimum daily balance of $25,000 to avoid a $15.00 monthly maintenance fee
- Withdrawals in excess of six per month; $3.00 each*
Premier Money Market
- Opening Deposit of $1,000
- Interest bearing with competitive rates
- ATM Card available
- Unlimited use of Hampton Roads Bankshares' ATMs
- Free online banking
- Imaged statements
- Maintain a minimum daily balance of $1,000 to avoid a $15.00 monthly maintenance fee
- Withdrawals in excess of six per month; $3.00 each*
Premium Savings
- Opening Deposit $100
- Premium interest rates with easy access to your money
- Free online banking
- ATM card available
- Maintain a minimum daily balance of $10,000 to avoid a $25.00 quarterly maintenance fee
- Imaged statements quarterly
- Withdrawals in excess of six per quarter, $10.00 each*
Basic Savings
- Opening Deposit $100
- Competitive interest rates
- ATM card available
- Maintain a minimum daily balance of $100 to avoid a $10.00 quarterly maintenance fee (waived for minors)
- Imaged statements quarterly
- Withdrawals in excess of six per quarter, $3.00 each*
Certificates of Deposit
- Competitive interest rates - ask one of our Customer Service Representatives for today's rates
- Terms range from 7 days - 60 months
- Open with as little as $500
Individual Retirement Accounts (IRAs)
- Traditional
- Roth
- SEP
- Coverdell Education Savings Accounts
Holiday Club Account
- Customers can make deposits in any amount at any time
- Customers may make up to 2 withdrawals per year without penalty or loss of interest.
- Interest will be paid on customers balance and club checks will be mailed mid October of each year... just in time for holiday shopping!
*Federal regulations allow a total of six of the following withdrawals each monthly cycle from a money market account: automatic deductions to pay bills, wire transfers and telephone and/or online transfers. Money Market account holders may also make up to three payments by check or debit card, which counts toward the total of six withdrawals.
- All accounts have free HamptonRoads Bankshares TeleBanc 24 access, 800-597-0162 - available 24 hours a day 7 days a week
- Check Imaging provides a streamlined approach to record keeping - an image of your paid checks is transferred to paper to save time and make it easier to balance your account
- All HamptonRoads Bankshares ATMs available 24 hours a day 7 days a week in North Carolina and Virginia - A network of 80 ATMs throughout North Carolina, Virginia and Maryland
- For additional information on fees and other account terms, please review our Truth in Savings disclosure and Schedule of Fees
