Personal Checking Accounts
Elite Checking
- Interest bearing with premium rates to reward higher balances
- Unlimited check writing
- Unlimited electronic activity (ACH, ATM, VISA® Debit Card, draft, etc.)
- Free "Elite Banking" checks
- Free online banking with bill pay
- Free VISA ® Debit Card
- Imaged statements
- Maintain a minimum daily balance of $2,500 to avoid a $15.00 monthly maintenance fee
- Unlimited use of Hampton Roads Bankshares' ATMs
- Overdraft protection available
Totally Free Checking
- No monthly service charge
- No minimum balance requirement
- Unlimited check writing
- Unlimited electronic activity (ACH, ATM, VISA® Debit Card, draft, etc.)
- Free online banking with bill pay
- Free Visa® Debit Card
- Imaged statements
- Unlimited use of Hampton Roads Bankshares' ATMs
- Overdraft protection available
Essential Checking
- Unlimited check writing
- Unlimited electronic activity (ACH, ATM, VISA® Debit Card, draft, etc.)
- Free specialty checks
- Free online banking with bill pay
- Free VISA ® Debit Card
- Imaged statements
- Maintain a minimum daily balance of $500 to avoid a $5.00 monthly maintenance fee
- Unlimited use of Hampton Roads Bankshares' ATMs
- Overdraft protection available
Privilege Checking
Available to individuals age 55+
- Interest bearing
- Unlimited check writing
- Unlimited electronic activity (ACH, ATM, VISA® Debit Card, draft, etc.)
- Free specialty checks
- Free online banking with bill pay
- Free VISA ® Debit Card
- Imaged statements
- Maintain a $500 minimum daily balance or a mothly direct deposit to avoid a $5.00 monthly maintenance fee
- Unlimited use of Hampton Roads Bankshares' ATMs
- Overdraft protection available
Health Savings Account
A way to pay for qualified medical expenses which could result in a tax advantage. Ask us for more details. Consult your tax advisor about your individual tax benefit.
- Competitive interest rates
- No monthly maintenance fee
- Free VISA ® Debit Card
- All HamptonRoads Bankshares personal accounts require a minimum opening balance of $100 unless otherwise stated
- All accounts have free HamptonRoads Bankshares TeleBanc 24 access, 800-597-0162 - available 24 hours a day 7 days a week
- Check Imaging provides a streamlined approach to record keeping - an image of your paid checks is transferred to paper to save time and make it easier to balance your account
- All HamptonRoads Bankshares ATMs available 24 hours a day 7 days a week in North Carolina and Virginia - A network of 80 ATMs throughout North Carolina, Virginia and Maryland
- For additional information on fees and other account terms, please review our Truth in Savings disclosure and Schedule of Fees
HamptonRoads Bankshares is participating in the FDIC’s Transaction Account Guarantee Program.
Under the Transaction Account Guarantee Program, through December 31, 2010 all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.
